Foreclosed Duplex House and Lot for Sale in Pagsinag Place Northeast, Naic, Cavite (Lot 22 Blk 21)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Pagsinag Place Northeast, Barangay Timalan Balsahan, Naic, Cavite, offered through the 2nd public auction. The record places it at Lot 22 Blk 21. It has 41.2 sqm of floor area on a lot of 54 sqm.

The minimum bid price is ₱1,363,140, about ₱33,086 per sqm of floor area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Pag-IBIG puts the required gross monthly income at ₱22,728 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,955. Pag-IBIG's NCR Housing Hub handles the sale.