Foreclosed Single Detached House and Lot for Sale in Opol, Misamis Oriental (Lot 5240-F-2-C)

This single-detached house and lot is a Pag-IBIG Fund foreclosed property in Barangay Igpit, Opol, Misamis Oriental, offered through negotiated sale. The record lists it as a non-subdivision property. It sits at Lot 5240-F-2-C. The house has 131 sqm of floor area and stands on a 293-sqm lot.

At ₱4,579,400, the minimum selling price works out to about ₱34,957 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the house as unoccupied. The title is already in the name of the Home Development Mutual Fund (HDMF), Pag-IBIG's legal name. It is sold as-is, where-is, so visit the house and set aside money for repairs before you offer.

The required gross monthly income for this house is ₱76,355, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱26,724 a month. Pag-IBIG's Cagayan de Oro Branch handles the sale.