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Negotiated SaleUp to 45% off

Foreclosed Duplex House and Lot for Sale in Lumina Tarlac Classic, Tarlac City, Tarlac (Lot 39 Blk 3)

Pag-IBIG Fund acquired asset in Tarlac City, Tarlac. ROPA ID 840202301110031

Duplex House and Lot in Lumina Tarlac Classic, Tarlac City, Tarlac — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

This foreclosed duplex house with eaves is in Lumina Tarlac Classic, Barangay Maliwalo, Tarlac City, Tarlac, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 39 Blk 3. The house has 42 sqm of floor area and stands on a 54-sqm lot.

At ₱1,474,200, the minimum selling price works out to about ₱35,100 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

The record marks the house as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱24,580, according to Pag-IBIG, because the amortization of about ₱8,603 a month may not exceed 35% of income. The handling office is Pag-IBIG's San Fernando Hub.

Key facts

Minimum price₱1,474,200
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱35,100
Property typeDuplex with Eaves
Floor area42 sqm
Lot area54 sqm
TCT / CCT no.043-2018002829
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱24,580
Offer periodOct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Opening of offersOct 21, 2026, 9:00 AM PHT
Appraisal dateSep 5, 2026
Last inspectedFeb 15, 2023
Batch no.15328
ROPA ID840202301110031
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 3 (CENTRAL LUZON)
  3. Province: choose TARLAC
  4. City / Municipality: choose TARLAC CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA TARLAC CLASSIC priced ₱1,474,200, click View More Details and check the ROPA ID:840202301110031Its title number is TCT/CCT 043-2018002829.

Location

Lot 39 Blk. 3 Lumina Tarlac Classic Maliwalo, Tarlac City, Tarlac, 2300

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Pag-IBIG contact

San Fernando Hub

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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