Foreclosed Single Attached House and Lot for Sale in Lumina Subic Phase 1, Subic, Zambales (Lot 23 Blk 6)

This single-attached house and lot is a Pag-IBIG Fund foreclosed property in Lumina Subic Phase 1, Barangay Pamatawan, Subic, Zambales, offered through the 1st public auction. The record places it at Lot 23 Blk 6. It has 42 sqm of floor area on a lot of 54 sqm.

The minimum bid price is set at ₱1,509,500 (roughly ₱35,940 per sqm of floor area). A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. Offers were scheduled from Oct 12 until 11:59 PM on Oct 16, 2026 (Philippine time); the bid opening was set for Oct 22, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱25,169 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱8,809. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's San Fernando Hub handles the sale.