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Negotiated SaleUp to 45% off

Foreclosed Single Detached House and Lot in Happy Homes Greenville, Labo, Camarines Norte (Lot 19 Blk 4)

Pag-IBIG Fund acquired asset in Labo, Camarines Norte. ROPA ID 853202310260003

Single Detached House and Lot in Happy Homes Greenville, Labo, Camarines Norte — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.

This foreclosed single-detached house and lot is in Happy Homes Greenville, Barangay Malasugui, Labo, Camarines Norte, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 19 Blk 4. It has 35 sqm of floor area on a lot of 120 sqm.

The minimum selling price is set at ₱1,111,000 (roughly ₱31,743 per sqm of floor area). The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,524, according to Pag-IBIG, because the amortization of about ₱6,483 a month may not exceed 35% of income.

Key facts

Minimum price₱1,111,000
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱31,743
Property typeSingle Detached
Floor area35 sqm
Lot area120 sqm
TCT / CCT no.079-2011000198
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱18,524
Offer periodOct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Opening of offersNov 3, 2026, 9:00 AM PHT
Appraisal dateJul 24, 2026
Last inspectedJul 27, 2024
Batch no.15331
ROPA ID853202310260003
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 5 (BICOL REGION)
  3. Province: choose CAMARINES NORTE
  4. City / Municipality: choose LABO, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed HAPPY HOMES GREENVILLE priced ₱1,111,000, click View More Details and check the ROPA ID:853202310260003Its title number is TCT/CCT 079-2011000198.

Location

Lot 19 Blk. 4 Happy Homes Greenville Malasugui, Labo, Camarines Norte, 4604

Search the area in Google Maps

Pag-IBIG contact

Naga Housing Business Center

  • (02) 8422-3000 local 6656

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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