Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 22 Blk 58)

This foreclosed duplex house with eaves is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 22 Blk 58. It has 29.48 sqm of floor area on a lot of 60 sqm.

The minimum selling price is set at ₱1,119,000 (roughly ₱37,958 per sqm of floor area). Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱18,658, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,530 a month.