
₱2,474,800
Duplex House and Lot in Villa Estefania
Bacolod City, Negros Occidental
87.1 sqm floor80 sqm lot
Offers open Oct 26
Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202505200002

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
Through negotiated sale, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 70 Blk 67. The house has 34.48 sqm of floor area and stands on a 60-sqm lot.
The minimum selling price is set at ₱1,183,700 (roughly ₱34,330 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.
The record marks the house as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.
Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱19,736, according to Pag-IBIG, because the amortization of about ₱6,908 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.
| Minimum price | ₱1,183,700 |
|---|---|
| Sale type | Negotiated Sale |
| Pag-IBIG discount | Up to 45% offDepends on your mode of payment and mode of sale. |
| Price per sqm (floor area) | ₱34,330 |
| Property type | Single Attached |
| Floor area | 34.48 sqm |
| Lot area | 60 sqm |
| TCT / CCT no. | 092-2021000362 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱19,736 |
| Offer period | Oct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Opening of offers | Oct 27, 2026, 9:00 AM PHT |
| Appraisal date | Apr 24, 2025 |
| Last inspected | Nov 5, 2025 |
| Batch no. | 15330 |
| ROPA ID | 859202505200002 |
| Sold through | Negotiated Sale, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 70 Blk. 67 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Search the area in Google MapsBacolod Branch
Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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