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Negotiated SaleUp to 45% off

Foreclosed Single Attached House and Lot in Deca Homes South Bacolod, Bacolod City (Lot 70 Blk 67)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202505200002

Single Attached House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 70 Blk 67. The house has 34.48 sqm of floor area and stands on a 60-sqm lot.

The minimum selling price is set at ₱1,183,700 (roughly ₱34,330 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the house as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱19,736, according to Pag-IBIG, because the amortization of about ₱6,908 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.

Key facts

Minimum price₱1,183,700
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱34,330
Property typeSingle Attached
Floor area34.48 sqm
Lot area60 sqm
TCT / CCT no.092-2021000362
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱19,736
Offer periodOct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Opening of offersOct 27, 2026, 9:00 AM PHT
Appraisal dateApr 24, 2025
Last inspectedNov 5, 2025
Batch no.15330
ROPA ID859202505200002
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed DECA HOMES SOUTH BACOLOD priced ₱1,183,700, click View More Details and check the ROPA ID:859202505200002Its title number is TCT/CCT 092-2021000362.

Location

Lot 70 Blk. 67 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100

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Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09271446454

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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