Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 13 Blk 33)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through negotiated sale. The record places it at Lot 13 Blk 33. It has 29.48 sqm of floor area on a lot of 60 sqm.

At ₱1,234,800, the minimum selling price works out to about ₱41,886 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is already in the name of the Home Development Mutual Fund (HDMF), Pag-IBIG's legal name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱20,588 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,206. The handling office is Pag-IBIG's Bacolod Branch.