Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 70 Blk 68)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed double-attached house and lot in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The listing is for Lot 70 Blk 68. The record shows a floor area of 39 sqm on a 60-sqm lot.

At ₱1,331,200, the minimum selling price works out to about ₱34,133 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

The record marks the house "occupied/closed", so plan for the possibility of occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱22,196, according to Pag-IBIG, because the amortization of about ₱7,769 a month may not exceed 35% of income.