Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 21 Blk 54)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through negotiated sale. The record places it at Lot 21 Blk 54. It has 29.48 sqm of floor area on a lot of 60 sqm.

At ₱1,217,700, the minimum selling price works out to about ₱41,306 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

The record marks the house as occupied; any occupants are for the buyer to deal with. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱20,303 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,106.