Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 81 Blk 68)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house with eaves in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The record places it at Lot 81 Blk 68. It has 29.48 sqm of floor area on a lot of 60 sqm.

At ₱1,119,000, the minimum selling price works out to about ₱37,958 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this house is ₱18,658, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,530 a month.