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Negotiated SaleUp to 45% off

Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 41 Blk 47)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202409270028

Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

This double-attached house and lot is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through negotiated sale. It sits at Lot 41 Blk 47. The house has 36 sqm of floor area and stands on a 60-sqm lot.

At ₱1,333,400, the minimum selling price works out to about ₱37,039 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

The record marks the house as occupied; any occupants are for the buyer to deal with. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Pag-IBIG puts the required gross monthly income at ₱22,232 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,781. Pag-IBIG's Bacolod Branch is the handling office.

Key facts

Minimum price₱1,333,400
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱37,039
Property typeDouble Attached
Floor area36 sqm
Lot area60 sqm
TCT / CCT no.092-2018011917
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱22,232
Offer periodOct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Opening of offersOct 27, 2026, 9:00 AM PHT
Appraisal dateJul 2, 2026
Last inspectedApr 3, 2025
Batch no.15330
ROPA ID859202409270028
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed DECA HOMES SOUTH BACOLOD priced ₱1,333,400, click View More Details and check the ROPA ID:859202409270028Its title number is TCT/CCT 092-2018011917.

Location

Lot 41 Blk. 47 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100

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Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09271446454

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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