Foreclosed Single Attached House and Lot in Deca Homes Gregoria Residences Ormoc, Ormoc City (Lot 11 Blk 19)

This single-attached house and lot is a Pag-IBIG Fund foreclosed property in Deca Homes Gregoria Residences Ormoc, Barangay Concepcion, Ormoc City, Leyte, offered through the 1st public auction. The record places it at Lot 11 Blk 19. It has 36.46 sqm of floor area on a lot of 80 sqm.

At ₱1,543,100, the minimum bid price works out to about ₱42,323 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. Offers were scheduled from Oct 12 until 11:59 PM on Oct 16, 2026 (Philippine time); the bid opening was set for Oct 22, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Pag-IBIG puts the required gross monthly income at ₱25,729 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱9,005. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's Cebu Housing Hub handles the sale.