Foreclosed Single Attached House and Lot for Sale in Centennial Townhomes II, Cabuyao, Laguna (Lot 12 Blk 4)

This single-attached house and lot is a Pag-IBIG Fund foreclosed property in Centennial Townhomes II, Barangay Pulo, Cabuyao, Laguna, offered through the 2nd public auction. It has 97 sqm of floor area on a lot of 61 sqm.

The minimum bid price is set at ₱2,678,490 (roughly ₱27,613 per sqm of floor area). With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 4, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱44,660, according to Pag-IBIG, because the amortization of about ₱15,631 a month may not exceed 35% of income.