Foreclosed Duplex House and Lot for Sale in Bela Rosa Residences, Santo Tomas, Batangas (Lot 10 Blk 71)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Bela Rosa Residences, Barangay Santa Teresita, Santo Tomas, Batangas, offered through the 2nd public auction. The record places it at Lot 10 Blk 71. It has 19.25 sqm of floor area on a lot of 54 sqm.

The minimum bid price is set at ₱718,380 (roughly ₱37,318 per sqm of floor area). With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 4, 2026 at 9:00 AM.

According to Pag-IBIG's record, the house is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱11,978, according to Pag-IBIG, because the amortization of about ₱4,192 a month may not exceed 35% of income. Pag-IBIG's NCR Housing Hub handles the sale.