Foreclosed Single Attached House and Lot in Bais Highlands Subdivision, Bais City (Lot 1 Blk 19)

This single-attached house and lot is a Pag-IBIG Fund foreclosed property in Bais Highlands Subdivision, Barangay Tamisu, Bais City, Negros Oriental, offered through negotiated sale. It sits at Lot 1 Blk 19. The house has 35.7 sqm of floor area and stands on a 72-sqm lot.

At ₱821,700, the minimum selling price works out to about ₱23,017 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. The title is already in the name of the Home Development Mutual Fund (HDMF), Pag-IBIG's legal name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Pag-IBIG puts the required gross monthly income at ₱13,701 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱4,795.