Foreclosed Condo Unit for Sale in Urban Deca Homes Banilad, Mandaue City, Cebu (Unit 1031)

This condominium unit is a Pag-IBIG Fund foreclosed property in Urban Deca Homes Banilad, Barangay Banilad, Mandaue City, Cebu, offered through negotiated sale. The record lists it as Unit 1031 on the 10th floor. Its floor area is 30.6 sqm.

The minimum selling price is ₱3,823,400, about ₱124,948 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the unit as occupied; any occupants are for the buyer to deal with. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the unit and set aside money for repairs and any unpaid condominium dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱63,750 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱22,312. Pag-IBIG's Cebu Housing Hub handles the sale.