Foreclosed Condo Unit for Sale in Urban Deca Homes Banilad, Mandaue City, Cebu (Unit 807)

This foreclosed condominium unit is in Urban Deca Homes Banilad, Barangay Banilad, Mandaue City, Cebu, and Pag-IBIG Fund is offering it through negotiated sale. The listing is for Unit 807 on the 8th floor. It has a floor area of 30.6 sqm.

The minimum selling price is ₱3,654,800, about ₱119,438 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

The record marks the unit as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the unit and set aside money for repairs and any unpaid condominium dues before you offer.

The required gross monthly income for this unit is ₱60,938, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱21,328 a month. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Cebu Housing Hub is the handling office.