Foreclosed Condo Unit for Sale in Urban Deca Homes Banilad, Mandaue City, Cebu (Unit 652)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed condominium unit in Urban Deca Homes Banilad, Barangay Banilad, Mandaue City, Cebu. The listing is for Unit 652 on the 6th floor. It has a floor area of 35.06 sqm.

At ₱4,184,500, the minimum selling price works out to about ₱119,353 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

The record marks the unit as occupied; any occupants are for the buyer to deal with. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid condominium dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱69,770, according to Pag-IBIG, because the amortization of about ₱24,420 a month may not exceed 35% of income. The handling office is Pag-IBIG's Cebu Housing Hub.