Foreclosed Condo Unit for Sale in Urban Deca Homes Banilad, Mandaue City, Cebu (Unit 1733)

This condominium unit is a Pag-IBIG Fund foreclosed property in Urban Deca Homes Banilad, Barangay Banilad, Mandaue City, Cebu, offered through negotiated sale. The listing is for Unit 1733 on the 17th floor. It has a floor area of 30.6 sqm.

At ₱3,686,500, the minimum selling price works out to about ₱120,474 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid condominium dues.

The required gross monthly income for this unit is ₱61,467, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱21,513 a month. Pag-IBIG's Cebu Housing Hub handles the sale.