Foreclosed Condo Unit for Sale in Bayanihan Flats Mactan, Lapu-Lapu City, Cebu (Unit 6407)

This foreclosed condominium unit is in Bayanihan Flats Mactan, Barangay Pajac, Lapu-Lapu City, Cebu, and Pag-IBIG Fund is offering it through negotiated sale. The listing is for Unit 6407 on the 4th floor. It has a floor area of 18.62 sqm.

The minimum selling price is set at ₱2,137,600 (roughly ₱114,801 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid condominium dues.

Pag-IBIG puts the required gross monthly income at ₱35,641 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱12,474. Pag-IBIG's Cebu Housing Hub is the handling office.