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HomeFor SaleMisamis OrientalCagayan de Oro3-Bedroom House and Lot for Sale in Cagayan de Oro, Misamis Oriental Wait, that's 14 words and uses the city twice-free format issue. Corrected: 3-Bedroom House and Lot for Sale in Cagayan de Oro
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3-Bedroom House and Lot for Sale in Cagayan de Oro, Misamis Oriental Wait, that's 14 words and uses the city twice-free format issue. Corrected: 3-Bedroom House and Lot for Sale in Cagayan de Oro

Cagayan de Oro, Cagayan de Oro, Misamis Oriental

For SaleHouse & Lot

₱22,000,000

₱91,667/sqm

3Beds
2Baths
240sqm
306sqm lot
sabahay.ph Team

Managed by sabahay.ph

Description

This 3-bedroom, 2-bathroom house and lot in Cagayan de Oro, Misamis Oriental offers a comfortable home on a 306 sqm lot with 240 sqm of floor area. Priced at ₱22,000,000, the property is currently for sale and ready to be viewed by buyers looking for a well-sized residence in the city. The floor area of 240 sqm provides room for everyday family life, with three bedrooms and two bathrooms arranged to give each member of the household space to rest and unwind. The lot area of 306 sqm gives the home room to breathe, offering the flexibility to make it truly your own over the years. Whether you are starting a family or looking to settle into a practical, spacious home in Cagayan de Oro, this house and lot presents a solid foundation for daily living at a clear and transparent price.

Property Details

Listing Price₱22,000,000
Price per sqm (Floor Area)₱91,667/sqm
Price per sqm (Lot Area)₱71,895/sqm
Floor Area240 sqm
Lot Area306 sqm
Bedrooms3
Bathrooms

Location

Cagayan de Oro, Cagayan de Oro, Misamis Oriental

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Loan Calculator

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BPI rate

BPI runs short promo windows (most recently Dream More Deals: 7.7% for applications Sept 11-30, 2026, now closed). Regular indicative rates are shown; terms up to 30 years (20 under All-In Financing).

Reported rates as of October 2026. Rates change often and promos close without notice. The bank or fund quote you receive in writing always prevails. Source: BPI housing loan page (checked Oct 12, 2026)

₱
%

₱4,400,000 upfront

%

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years

Most banks lock your rate for 1 to 5 years, then reprice it. Turn this on to see the payment after the reset.

Estimated monthly amortization

₱136,453

Down payment
₱4,400,000
Loan amount
₱17,600,000
Total interest
₱15,148,627
Total repaid
₱32,748,627
Principal 54%Interest 46%

Gross monthly income lenders usually look for

₱389,865

Payment at mostof income

Estimate only. It leaves out processing and appraisal fees, mortgage redemption and fire insurance, and any rate change by the lender.

Solar panel potential

Could this property cut its electricity bill by up to 80%?

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Frequently Asked Questions

This property is listed at ₱22,000,000.

Cagayan de Oro, Cagayan de Oro, Misamis Oriental.

3 bedroom(s) and 2 bathroom(s).

The floor area is 240 square meters.

Use the "Contact" or "Inquire" button on this page to message the seller or agent through sabahay.ph.
Listed Today
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Updated Today
ID: BAFBD353
Originally listed on Lamudi Philippines

sabahay.ph Team

This listing is managed by our team

The original agent has not yet claimed this listing. Our team will forward your inquiry to the right person.

Loan Calculator

Pick a lender to prefill its rate

BPI rate

Reported rates as of October 2026. Rates change often and promos close without notice. The bank or fund quote you receive in writing always prevails. Source: BPI housing loan page (checked Oct 12, 2026)

₱
%

₱4,400,000 upfront

%

Edit freely, or pick a lender above.

years

Estimated monthly amortization

₱136,453

Down payment
₱4,400,000
Loan amount
₱17,600,000
Total interest
₱15,148,627
Total repaid
₱32,748,627
Principal 54%Interest 46%

Gross monthly income lenders usually look for

₱389,865

Payment at mostof income

Estimate only. It leaves out processing and appraisal fees, mortgage redemption and fire insurance, and any rate change by the lender.

Solar panel potential

Could this property cut its electricity bill by up to 80%?

Check solar potential
2

sabahay.ph Team

This listing is managed by our team

The original agent has not yet claimed this listing. Our team will forward your inquiry to the right person.

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Neighborhood Insights — Cagayan de Oro

Avg. Price/sqm

₱77,802/sqm

Last 90 days

Active Listings

3

In this area

Price Trend

0.0%

Prices are stable

Avg Commute

~30 min

to CBD

Flood Risk
Moderate Flood Risk
Walkability
65/100Somewhat walkable
Nearby Malls & Shopping
Centrio MallSM City Cagayan de OroLimketkai Mall
School Zone

Xavier University, Liceo de Cagayan, Lourdes College

Transport Hubs
Laguindingan AirportCDO Bus Terminal

Area data based on city-level averages. Individual property conditions may vary.